TERMS AND CONDITIONS
Last Updated: February 09, 2025Welcome to Pay2Dot! These Terms and Conditions (“Terms”) govern your access to and use of our payment processing services, website (pay2dot.com), and any related applications (collectively, the “Service”). By accessing or using the Service, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.
1. ACCEPTANCE OF TERMS
Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, merchants, and others who wish to access or use the Service. Merchants and consumers are also subject to terms and conditions that apply to payment gateways, processors, or payment facilitation agreements.2. SUBSCRIPTIONS & BILLING
2.1 Subscription Plans
Certain parts of the Service are billed on a subscription basis (“Subscription”). Billing cycles are set on a monthly basis unless otherwise stated. At the end of each billing cycle, your Subscription will automatically renew unless canceled.2.2 Payment Information
A valid payment method, such as a credit card, is required to process Subscription payments. You must provide accurate billing details, including your full name, address, phone number, and payment method information. By submitting payment details, you authorize Pay2Dot to charge all fees incurred.2.3 Failed Payments
If automatic billing fails, Pay2Dot will issue an electronic invoice requiring manual payment within a specified deadline.2.4 Fee Changes
Pay2Dot reserves the right to modify Subscription fees at any time. Changes will take effect at the end of the current billing cycle. Prior notice will be provided, allowing you to cancel before the change.2.5 Refunds
Refund requests may be considered on a case-by-case basis and granted at Pay2Dot’s sole discretion.3. ACCOUNTS
3.1 Account Responsibilities
When creating an account, you guarantee that you are legally permitted to enter into a contract. You must provide accurate, complete, and current information. Failure to do so may result in account suspension or termination.3.2 Security & Unauthorized Use
You are responsible for maintaining the confidentiality of your account credentials. Any unauthorized access or security breaches must be reported to Pay2Dot immediately.4. THIRD-PARTY SERVICES & LINKS
Our Service may contain links to third-party websites or services not owned or controlled by Pay2Dot. We are not responsible for the content, policies, or practices of any third-party service. Your use of third-party services is at your own risk.5. PAYMENT PROCESSING
To ensure secure payment processing, Pay2Dot may rely on third-party providers (“Payment Processors”). By using our Service, you agree to be bound by the terms and agreements of our Payment Processors.6. TERMINATION
Pay2Dot may terminate or suspend your account at any time for violations of these Terms or misuse of the Service. Prior notice is not required. You may terminate your use of the Service by providing written notice and settling any outstanding fees.7. INDEMNIFICATION
You agree to indemnify and hold harmless Pay2Dot, its affiliates, employees, and partners from any claims, damages, or expenses arising from your use of the Service, violation of these Terms, or infringement of third-party rights.8. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Pay2Dot shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, resulting from:- Your use or inability to use the Service
- Third-party conduct
- Unauthorized access to your account